'Credit Repair Kit' gives military families way to improve credit scores.
Step-by-step process is easy to follow ... and completely free.

KANSAS CITY, Mo. (10-12-11) A credit score is one of most important parts of our financial life, determining everything from the interest rates we receive, to the ability to get a new job, to how much we pay for auto insurance. For those in the military, it can affect promotions and even security clearances.

Pioneer Services can help families take control of their credit with the new Credit Repair Kit, available at, and the newest part of the company's award-winning financial education program.

The heart of the kit is an interactive and downloadable PDF file that provides a checklist of what to do, when to do it, and why it needs to be done. There are also tips to reduce debt, and info on how to use the factors that make up a score to improve one. Also included are links to relevant articles, a podcast on how to improve a credit score (available at and the Financial Pep Talk iTunes page), and eventually a video podcast on the company's YouTube channel.

"The goal was to give military families a path to great credit, even if they've had some struggles in the past," said Karen Von Der Bruegge, chief marketing and retail operations officer for Pioneer Services. "The Credit Repair Kit does just that. It can be accessed by military families from anywhere they have an Internet connection, and it provides direction on how to take control of credit in a way that's easy to understand and, most importantly, that really works."

For more information, visit