FOR IMMEDIATE RELEASE

Legence Bank signs agreement with MidCountry Bank to purchase Harrisburg and Galatia branches.

ELDORADO, Ill. (10-19-10) Legence Bank, a wholly-owned subsidiary of the holding company First Eldorado Bancshares, Inc. in Eldorado, Ill., signed an agreement, on October 18, 2010 to purchase two Southern Illinois bank branches from Marion, Ill., based MidCountry Bank for an undisclosed sum, pending regulatory approval. The branches, located in Harrisburg, Ill., and in Galatia, Ill., have $38 million in deposits. The acquisition and conversion are expected to be complete in early 2011, and will bring Legence Bank's assets to approximately $220 million.

"Legence Bank has been serving the southern Illinois area for over 100 years, and with this acquisition we're realizing a long-term growth goal, expanding our branch network into the county seat of Saline County," said Martin B. Rowe, President and CEO of First Eldorado Bancshares, Inc. and a Legence Bank co-owner. "The Harrisburg and Galatia branches will open the entire county to our excellent customer service and convenient personal and business banking solutions, and we genuinely look forward to welcoming those customers and employees to Legence."

"The offer from Legence Bank was unsolicited, but after reviewing Legence Bank's proposal, it was determined that the sale was in the best interest of both banks and their customers," said Randy Forby, regional president at MidCountry Bank. "We are committed to working closely with Legence to make this a smooth transition for our customers and employees."

Forby noted that MidCountry Bank has its highest capital ratio in history, and is dedicated to serving the communities in southern Illinois through its branch network. He added that there are no plans to sell additional MidCountry Bank branches.

MidCountry Bank customers of the Harrisburg and Galatia branches are to continue making their loan payments as usual, and may continue to access their accounts through MidCountry branches, online, ATMs, checks, and debit cards until the branches convert in early 2011.

As of June 30, 2010, Legence Bank reported nearly $170 million in assets. MidCountry Bank reported approximately $800 million in assets. With the addition of the two branches, Legence Bank will operate a total of five branches in southern Illinois and two branches in the Evansville, Ind., area.

Contacts for Legence Bank:

Kevin Beckemeyer, President and CEO 618-273-2271

Vicki Cummiskey, Senior Communications Counsel 618-513-1239

Contacts for MidCountry Bank:

Randy Forby, Regional President 618-998-4170

Robin Roberts, Senior Vice President, Director of Marketing 952-653-4104