MidCountry Financial | Timothy W Williams
Timothy Williams

Timothy W. Williams

President, 21st Mortgage Corporation

Timothy W. Williams has 39 years of experience in the finance industry. Williams co-founded 21st Mortgage Corporation in 1995. The company primarily originates manufactured home loans. It services a loan portfolio of $7.5 billion. 21st Mortgage is the highest volume lender in the manufactured home industry, and in 2003, was acquired by Berkshire Hathaway. Prior to starting 21st Mortgage, Williams was on the Executive Committee of Clayton Homes, and was President of Vanderbilt Mortgage and Finance.

Board Governance

  • Chair, Compliance Committee
  • Governance Committee
  • Nominating Committee
  • Credit/Loan Committee

Community Involvement

  • Past President, Knoxville Symphony Orchestra
  • Past Chairman of the Board, Knoxville Zoological Society
  • Chairman Board of Trustees, The Boys and Girls Club of the Tennessee Valley
  • Legislative Committee Knoxville Chamber of Commerce
  • Vice-Chairman, Manufactured Housing Institute.
  • Board of Directors, Clayton Bank and Trust
  • Board of Directors, Bank of Camden
  • Director, ChoiceData Consumer Services
  • Director and Organizer, TnAchieves


  • Inductee: East Tennessee Business Hall of Fame
  • MHI Totaro Award for Outstanding Achievements
  • 2014 University of Tennessee Haslam School of Business Entrepreneur of the Year


  • Bachelor of Science, Accounting, University of Tennessee
  • Masters of Business Administration, University of Tennessee