Heights Finance Corporation

A Subsidiary of MidCountry Financial Corp.

Heights Finance Corporation has been a financial services provider since 1953, and became a wholly-owned subsidiary of MidCountry Financial Corp. in 2002. Heights Finance, a subprime consumer lender, has more than 100 branches in small- to medium-size communities across six Midwestern states.

Offering personal loans for all types of needs, Heights Finance has a strong commitment to responsible lending. The company has a long history of helping its customers overcome credit obstacles and providing lending services to individuals unable to obtain financing through traditional channels. Heights Finance also offers dealer financing—purchasing account receivables from local retailers.

The successful model created by Heights Finance encourages branch managers to run their locations like their own small businesses. As a result, they connect with community leaders and organizations, develop a true knowledge of their customers, and they're able to provide the friendly, face-to-face service that's so vital in small communities. For more information, please visit the Heights Finance website.

Pioneer Financial Services, Inc.

A Subsidiary of MidCountry Financial Corp.

Pioneer Financial Services, Inc. (PFSI) was formed in 1932 and became a wholly owned subsidiary of MidCountry Financial Corp. in 2007. PFSI purchases finance receivables from MidCountry Bank (MCB), an independent third party that originates consumer loans via the internet primarily to active-duty U.S. military personnel, career retired U.S. military personnel or veterans with prior loan history with PFSI. Military customers use the loan proceeds for personal financial needs or to purchase consumer goods and services. PFSI holds these finance receivables until repaid.

* MidCountry Financial Corp. does not have an ownership interest in, nor is it an affiliate of, MidCountry Bank, Bloomington, Minnesota